NEUSEITE MEDITEK KONSULT vs. UNITED BANK OF AFRICA [2019]DLHC7463

Date	2019-11-12
Suit No.	SUIT NO. CM/BFS/0019/17
Citation No.	[2019]DLHC7463

JEROME NOBLE-NKRUMAH

EMMANUEL BRIGHT ATOKOH FOR THE PLAINTIFF -PRESENT

JEMIMA DEI FOR NUTIFAFA NUTSUKPUI FOR THE DEFENDANT- PRESENT

[2019]DLHC7463
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													<main id="main" class="content" style="min-height: 60rem" >NEUSEITE MEDITEK KONSULT<o:p></o:p>vs.<o:p></o:p>UNITED BANK OF AFRICA<o:p></o:p>[HIGH COURT, ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
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padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">SUIT NO.
CM/BFS/0019/17&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE:
12TH NOVEMBER 2019<o:p></o:p>

</div>COUNSEL:<o:p></o:p>EMMANUEL
BRIGHT ATOKOH FOR THE PLAINTIFF -PRESENT<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;line-height:115%;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">JEMIMA DEI FOR NUTIFAFA NUTSUKPUI FOR
THE DEFENDANT- PRESENT<o:p></o:p>

</div>CORAM:<o:p></o:p>JEROME
NOBLE-NKRUMAH JUSTICE OF THE HIGH COURT<o:p></o:p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
text-align:center;line-height:115%;border:none;mso-border-top-alt:solid windowtext 1.5pt;
mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm">JUDGEMENT<o:p></o:p>

</div>The
plaintiff’s action is:<o:p></o:p>a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
&nbsp;for a declaration that the defendants Adum
Kumasi Branch has been negligent and defendant has consequently breached its
contractual obligation to plaintiff when it credited the sum of GHC109,290.00
to the account of one Clement Quansah instead of plaintiffs account<o:p></o:p>b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
General
damages for negligence, breach of contract, inconvenience and embarrassment &nbsp;in the sum of GHC5,000,000.00<o:p></o:p>c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Recovery
of the sum of GHC109,290.00 with interest from 31st August, 2015
till date of final payment<o:p></o:p><o:p>&nbsp;</o:p>The
plaintiff is a company engaged in the sale and retail of pharmaceutical
products in Accra and Kumasi. It is the plaintiff’s case that it is a customer
of the defendant at its Abbosey Okai Branch in Accra. According to the plaintiff
it has been the practice of the defendant to notify its customers regarding
transactions on their accounts via SMS Text alerts.<o:p></o:p><o:p>&nbsp;</o:p>Sometime
January 2016 the plaintiff says it noticed that it had not received alerts in
respect of deposits of various amounts made on its behalf by its employee one
Clement Quansah at the defendants Adum, Kumasi Branch, since 31st
August 2015. Plaintiff says investigations revealed that indeed Clement Quansah
did make deposits as evidenced by copies of stamped pay-in slips plaintiff had
in its possession, however the plaintiff says further investigation revealed
that the defendants Tellers did not crosscheck the name of the plaintiff
against the account number into which the funds entrusted to Clement Quansah,
were credited to.<o:p></o:p><o:p>&nbsp;</o:p>It
is the plaintiff’s case that the defendant through its tellers owed the plaintiff
a duty of care to ensure that whatever was received in its name ended up in its
account. This having failed the plaintiff says the defendant is in breach of
its contractual and fiduciary obligations to it and that defendants employees
have been negligent in handling funds meant to be deposited in plaintiffs
account by rather carelessly crediting said Clement Quansah’s account on 29
different occasions.<o:p></o:p><o:p>&nbsp;</o:p></s</main>