CHINA RAILWAYS vs. STATE INSURANCE COMPANY [2020]DLCA8569

Date	2020-02-20
Suit No.	CIVIL APPEAL NO. H1/37/2014
Citation No.	[2020]DLCA8569

BARBARA ACKAH YENSU J.A. (PRESIDING)

HENRY A. KWOFIE J.A.

N.C.A. AGBEVOR J.A.

MICHEAL YOURI WITH WEIQIANG YANG FOR THE PLAINTIFF/APPELLANT

VICTOR WALENKAKI FOR THE DEFENDANT/RESPONDENT

[2020]DLCA8569
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													<main id="main" class="content" style="min-height: 60rem" >CHINA RAILWAYS<o:p></o:p>(PLAINTIFF/
APPELLANT)<o:p></o:p><span lang="EN-GB" style="font-size:12.0pt;line-height:107%;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:&quot;Book Antiqua&quot;;mso-bidi-font-family:&quot;Book Antiqua&quot;;
color:#00B0F0;mso-ansi-language:EN-GB">vs.<o:p></o:p>STATE INSURANCE COMPANY<o:p></o:p>(DEFENDANTS/ RESPONDENTS)<o:p></o:p><o:p>&nbsp;</o:p>[COURT OF APPEAL,
ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

CIVIL APPEAL NO. H1/37/2014&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;DATE: 20TH FEB, 2020<o:p></o:p>

</div>COUNSEL:<o:p></o:p>MICHEAL YOURI WITH WEIQIANG YANG FOR THE
PLAINTIFF/APPELLANT <o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

VICTOR WALENKAKI FOR
THE DEFENDANT/RESPONDENT<o:p></o:p>

</div><span lang="EN-GB" style="font-size:12.0pt;
line-height:107%;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;mso-ansi-language:EN-GB">CORAM:<o:p></o:p>BARBARA ACKAH YENSU J.A. (PRESIDING), HENRY A. KWOFIE
J.A., N.C.A. AGBEVOR J.A.<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

</div>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
text-align:center;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">JUDGMENT<o:p></o:p>

</div>HENRY
A. KWOFIE (JA)<o:p></o:p>This present appeal was launched by the
plaintiff/appellants against the judgment of the High Court Accra (Human Rights
and Financial Division) delivered on 23rd November 2017 in favour of
the defendant/respondent and dismissed plaintiff/appellant’s claim.&nbsp; Dissatisfied with the said judgment, the
plaintiff /appellant launched the instant appeal on the 9th of
February 2018 on the following grounds:<o:p></o:p><o:p>&nbsp;</o:p>a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; That the ruling of the trial judge is against the weight
of evidence.<o:p></o:p>b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; That the trial judge misdirected herself in law when she
held that the date of issuance of the license ought not to have been back-dated
to the date of assessment.<o:p></o:p>c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The trial judge misdirected herself in law when she held
that a renewal during replacement was different from other renewals.<o:p></o:p>d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The trial judge erred when she declared that the defendant
was entitled to repudiate the insurance policy.<o:p></o:p>e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; That additional grounds of appeal will be filed on the
receipt of the record of proceedings.<o:p></o:p><o:p>&nbsp;</o:p>It is noted for the record that no additional
grounds of appeal were<o:p></o:p>filed by the plaintiff /appellant.&nbsp; The relief sought from the Court of <o:p></o:p>Appeal was that the ruling of the High Court
(Human Rights <o:p></o:p>Division) dated 23rd November 2017
be set aside and judgment <o:p></o:p>entered for the plaintiff</main>