SYNDICATED CAPITAL LTD vs. UNITY RURAL BANK LTD AND CEPHAS QUARSHIE [2020]DLHC8738

Date	2020-03-20
Suit No.	SUIT NO. E2/74/2015
Citation No.	[2020]DLHC8738

ERIC BAAH J.

JOSEPH DZAKPASU ESQ. HOLDING BRIEF OF ANNA FORDJOUR ESQ. FOR PLAINTIFF

STEVE GRAY ESQ FOR 1ST DEFENDANT

NII AYITEY OKAI ESQ FOR 2ND DEFENDANT

[2020]DLHC8738
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													<main id="main" class="content" style="min-height: 60rem" >SYNDICATED CAPITAL LTD<o:p></o:p>vs.<o:p></o:p>UNITY RURAL BANK LTD AND CEPHAS QUARSHIE<o:p></o:p>[HIGH COURT,
HO]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

SUIT NO. E2/74/2015&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; DATE: 20TH
MARCH, 2020<o:p></o:p>

</div>COUNSEL:<o:p></o:p>JOSEPH DZAKPASU
ESQ. HOLDING BRIEF OF ANNA FORDJOUR ESQ. FOR PLAINTIFF<o:p></o:p>STEVE GRAY
ESQ FOR 1ST DEFENDANT<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

NII AYITEY
OKAI ESQ FOR 2ND DEFENDANT<o:p></o:p>

</div>CORAM:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p>ERIC BAAH, J.<o:p></o:p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt;
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<p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%;
border:none;mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:
solid windowtext 1.5pt;padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm">JUDGMENT<o:p></o:p>

</div><o:p>&nbsp;</o:p>A.&nbsp;&nbsp;&nbsp;
INTRODUCTION<o:p></o:p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The parties have presented to me for
resolution by the use of the techniques of substantive and procedural law, a
dispute that arose from a contract by which plaintiff supplied electronic goods
to the 2nd defendant on credit, with a bank guarantee (guaranty) by
the 1st defendant to pay the value of the goods to plaintiff,
should&nbsp; 2nd defendant fail or
be unable to pay for the said goods.<o:p></o:p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; It is common cause that 2nd
defendant has managed to pay only a fraction of the value of the goods supplied
him.&nbsp; He sought to raise doubt as to how
much he has paid and how much was left to be paid, but the evidence established
the outstanding debt to be clear and unambiguous.&nbsp; <o:p></o:p>The issues raised for my determination
includes:<o:p></o:p>a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
the
effect of a claim by a plaintiff for a higher sum when a lower sum is proved at
the trial;<o:p></o:p>b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
whether
or not interest onan established sum must be forgone because the plaintiff had
claimed a higher sum which remained unproved;<o:p></o:p>c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
whether
or not a bank which issues a bank guarantee cannot be called upon to meet its obligation
on account of a plaintiff’s failure to abide a condition, term or warranty in
the guarantee.<o:p></o:p>